By using www.fema.co.za and www.fem.co.za website you signify your acceptance of our terms of use. If you do not agree to this policy or terms of use please do not use the site. Your continued use of www.fema.co.za and www.fem.co.za following the posting of any subsequent changes to these terms will mean that you have accepted such changes.

By accessing www.fema.co.za and www.fem.co.za website (The Site) you agree that FEM shall not be liable to any person for any loss or damage which may arise from the use of any of the information contained in any of the materials on this website.

You may not remove any copyright or other notices contained in the documents and information. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site.

It is strictly prohibited to translate www.fema.co.za and www.fem.co.za into another language in whole or in part.

The design and layout of www.fema.co.za and www.fem.co.za may not be copied or imitated in whole or in part.

Whilst every care has been taken in its preparation, FEM does not make any warranties or representations as to its accuracy or reliability. Information contained on this website has not been independently verified by FEM. We neither accept or assume any reliability in relation to the contents of these pages and they should not be relied upon as accurate. In no event do we accept liability of any description including liability for negligence for any damages whatsoever resulting from loss of use, data or profits arising out of or in connection with the viewing, use or performance of this website or its contents.

The pages contained in this website may contain technical inaccuracies and typographical errors. The information in these pages may be updated from time to time and may at times be out of date.

The content of this website may be changed at any time and any additions or changes shall be automatically deemed covered by these terms. FEM can also take down the site or your access to the site at any time. No such actions shall be deemed a breach or violation of this agreement on the part of FEM.

FEM reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or government request.

This website contains text or banner links to websites operated by parties other than FEM. Those hypertext or other kind of links in this website will lead to websites which are not under the control of FEM. Those third party links are included solely for your convenience and do not constitute any endorsement by FEM. When you activate these links, you will leave the www.fema.co.za and www.fem.co.za website and FEM has no control over and will accept no liability in respect of the material on any website which is not under the control of FEM. The privacy polices of these sites are not under our control and may differ from our policy and you should read the privacy policies of these web sites carefully.

All product names mentioned herein are the trademarks of their respective owners.

FEM may change these conditions or any aspect of them but without any individual notice to you. Should we make changes to our terms of use, we will post such changes under the appropriate heading, here on our site.