The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd (“FEM”) is licensed to conduct non-life insurance business.

What is the ZERO is No Accident campaign?

The construction industry is expected to rebound significantly in 2022, and expand by 9.1% in real terms, positioning it as a significant contributor to South Africa’s post COVID-19 economic recovery, and national infrastructure development plan.

In 2019, the value added by the construction sector accounted for around 4% of the country’s GDP and employed well over 1.3 million people.

However, a closer look at the inner workings of the construction industry reveals a disconcerting dark side, veiled by the wealth of opportunities.

On average, a shocking 36 people sustain injuries requiring medical attention while on duty every single day resulting in temporary disablement, permanent disablement, and the loss of life.

With a track record spanning 86 years in the field of workmen’s compensation, The Federated Employers Mutual Assurance Company is one of two private sector companies that have been issued a license to provide services under the COID Act by the South African government.

The compensation, in terms of the COID Act, is funded by employers, and places an obligation on these employers to make contributions on an annual basis, aimed at providing compensation in the form of payment and medical aid for disablement caused by accidents or industrial diseases contracted by employees in the course of their employment, and for death or disease resulting from such accidents.

ZERO is The Federated Mutual Assurance Company’s commitment to enabling full COIDA compliance in the construction industry by:

  • Leveraging our INFLUENCE to promote a 100% commitment to health and safety
  • EDUCATING on the pitfalls associated with workplace fatalities and the importance of committing 100% to a sustainable workforce
  • 100% stakeholder engagement and RE-INFORCING the legal obligation to COIDA compliance
  • Rallying PUBLIC SUPPORT for an excellent and sustainable workers compensation service by ensuring 100% success rate in the processing of valid claims
  • Committing 100% to social change by uplifting communities thus CHANGING LIVES.

Register for Workmen's Compensation

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