The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd (“FEM”) is licensed to conduct non-life insurance business.

Grants to industry associations

FEM provides health and safety grants to the following associations:

At FEM we are driven to make the construction industry a safer environment to work in. We believe that an industry with 0 fatalities is possible. To this end we have partnered with associations like The Master Builders of South Africa (MBSA), The South African Forum of Civil Engineering Contractors (SAFCEC), The Black Business Council for the Built Environment (BBCBE), The Institute of Plumbing South Africa (IOPSA) as well as the South African Institute of Occupational Safety and Health (Saiosh) to help us drive this cause.

We promote health and safety by supporting various causes aimed at making construction safer, as well as provide industry statistics to help us better understand the current shortcomings of the industry.

FEM policyholders benefit from our association with the industry role players and have access to the various services offered by these associations:

MBA North

Master Builders Association North


Master Builders South Africa


The Institute of Plumbing SA


Black Business Council in the Built Environment


Institute for Work at Height

MBA Boland

Master Builders Association Boland

MBA Free State

Master Builders Association Free State

MBA Greater Boland

Master Builders Association Greater Boland


Master Builders Association KwaZulu-Natal


Master Builders Association Western Cape


South African Forum of Civil Engineering Contractors


South African Institute of Occupational Safety and Health


Master Builders Association Eastern Cape

We are also associated with various other industry bodies.

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